Our Firm

Dr. Birnbaum'S Philosophy

I believe in a long-term relationship with my clients. I am not interested in short-term affiliations, knowing what I know about the industry. I do for my clients what I would do for myself if I were in their position. If it's good for the client, it's good for my Company and me in the long-term.

We have a long-term horizon! My clients are very smart, and by dealing with them in an honest and forthright manner, I'm able to sleep well at night and feel pride in my craft. Being a student of the industry, I am constantly learning and attending courses as well as obtaining additional designations and certifications.

This permits me to keep abreast of this dynamic and exciting industry in an environment with constant legal and regulatory modifications. This only accrues in direct benefits to my clients and permits me to offer both my experience and knowledgeable service.

Dr. Birnbaum's Professional Designations

CERTIFIED FINANCIAL PLANNER Criteria: CFP® professionals must pass the comprehensive CFP® Certification Examination, pass CFP Board_s Fitness Standards for Candidates and Registrants, agree to abide by CFP Board_s Code of Ethics and Professional Responsibility and Rules of Conduct which put clients_ interests first and comply with the Financial Planning Practice Standards which spell out what clients should be able to reasonably expect from the financial planning engagement. These are just some of the reasons why the CFP® certification is becoming increasingly recognized.

Chartered Financial Consultant (ChFC)

Chartered Life Underwriter (CLU)

Registered Health Underwriter (RHU) Criteria: Three years of full-time business experience is required for all Huebner School designations. The three-year period must be within the five years preceding the date of the award. An undergraduate or graduate degree from an accredited educational institution qualifies as one year of business experience. Part-time qualifying business experience is credited toward the three-year requirement on an hourly basis, with 2,000 hours representing the equivalent of one year full-time experience. Educational Requirements: Completing 2 required courses and 1 elective course and meet experience requirements and ethics standards, and agree to comply with The American College Code of Ethics and Procedures.

Life Underwriter Training Council Fellow (LUTCF)

Chartered Advisor for Senior Living (CASL) Criteria: Advising clients on financial and/or practical matters relating to their retirement years or on issues dealing with aging for at least three of the five years preceding the awarding of the designation.

Certified in Long-Term Care (CLTC)